Wealth without need. The belief that cause you earned it, you can hoard it … just in case. This makes a person a monster, the base assumption that what is yours it yours and others should earn their own is a slippery slope. You are overtaken by the monster that you create and hoard. When you have, you should give, you are the one that can make a difference for others at that point. The Catholic church has traditionally been this to the world, hording far more than need warrants and giving far less than what is needed.